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May 13

What Is Whole Life Insurance

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Whole Life insurance is the most basic type of permanent life insurance. Depending on your age and health, your premium will purchase a specific death benefit and produce a specific cash value, which are guaranteed for the life of the policy as long as your premiums are paid. Whole Life premiums, while higher than term premiums, are guaranteed not to increase. In addition, Whole Life policies can earn annual dividends which are based on MetLife’s investment, mortality, and expense experience. Dividends are not guaranteed.

One Response to “What Is Whole Life Insurance”

  1. » What Is Whole Life Insurance Says:
    May 13th, 2008 at 9:36 pm

    [...] FinancialBitz.com wrote an interesting post today onHere’s a quick excerptWhat Is Whole Life Insurance Finance, Business, General No Comments » Whole Life insurance is the most basic type of permanent life insurance. Depending on your age and health, your premium will purchase a specific death benefit and produce a specific cash value, which are guaranteed for the life of the policy as long as your premiums are paid. Whole Life premiums, while higher than term premiums, are guaranteed not to increase. In addition, Whole Life policies can earn annual dividends which [...]