Jan 28
You can acquire a loan even without providing any mortgage but, may be that the rate of interest chargeable would be high as the lender would be unsecured if there is delay or non repayment of the loan. Therefore, it would easier to raise funds by keeping any real property as mortgage, with a low interest home improvement loan. The loan would not only solve your financial crunch but shall also make the repayment of the borrowed sum easier and convenient.